Sierra Nevada pine forest and mountain meadow above Reno, Nevada, daytime aerial view. Reno home loans and mortgage pre-approval with Art Loera, PRMG.
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📈 Markets
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING

St. James's Village

Reno · Nevada · with Art Loera, NMLS #367308

Washoe County1,600 acres · staffed gate500+ homesites of an acre or moreEnd of Joy Lake Road climbFrom ~$1.5M into the multi-millions · 2026 guides

Price ranges come from dated public market reporting and move with the market. No rates or payments are ever shown; ask Art for a full review.

St. James's Village is the quiet summit of the Mt Rose corridor, a 1,600-acre gated master plan reached by the winding climb up Joy Lake Road, with more than 500 custom homesites of an acre or more scattered through the forest between Reno and Lake Tahoe. Behind the gate it is estate country: architect-designed homes, deep tree cover, and neighbors you mostly meet on the trail.

This tier is pure jumbo craft. Custom estates behind a gate mean long appraisal timelines and comps that take judgment, second-home and asset-based qualifying come up constantly with buyers relocating wealth rather than paychecks, and construction financing appears when a bare homesite finally trades. Art builds these files patiently and keeps the escrow calendar honest from day one.

Geography sells the address: the village sits high enough for real snow and real silence, yet the airport runs about twenty-five minutes, Mt Rose skiing sits up the highway, and Incline Village at Lake Tahoe is roughly twenty minutes over the hill. Galena Creek Regional Park and the national forest trail systems begin essentially at the property lines.

Per 2026 northern Nevada market guides, St. James's Village generally trades from around one and a half million well into the multi-millions, with homesites surfacing occasionally. Ask Art for a quiet read on what is moving behind the gate.

“At this tier the loan is a craft project, not a checkbox. I have placed forest estates most lenders would not touch, and the file was ready before the sellers were.”
Art Loera · Reno resident since 1988

Joy Lake Road climbed past ranch gates and forest for a century before the master plan arrived. Platted as a low-density gated community in the 1990s, St. James's Village grew slowly and deliberately, custom home by custom home, on some of the largest forested residential parcels in Washoe County. The result is rare on purpose: a full master plan that still feels like the mountain got the final vote on every lot.

Landmarks Nearby
Custom forest estatesTwenty minutes over to InclineJumbo and asset-based files

Programs That Fit Here

Schools: Washoe County School District · verify current zoning by address

Getting Around
Joy Lake Road climb from Mt Rose HwyAirport about twenty-five minutesIncline Village twenty minutes overForest trailheads at the property lines

Where It Sits

I-80I-580PYRAMIDMT ROSERENOSPARKSST. JAMES'S VILLAGE

Schematic map · boundaries approximate

Get Pre-Approved →Call · 775-404-0006

More Reno Neighborhoods

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Not a Loan Estimate, not a commitment to lend. Submitting this form does not obtain credit approval. NMLS #367308 · PRMG NMLS #75243 · Licensed in Nevada · Equal Housing Lender.
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