FHA and conventional loan limits for all 17 Nevada counties and all 58 California counties, with the VA, USDA, and jumbo rules that follow them. The numbers below come straight from FHFA and HUD and refresh automatically every year, so what you see here is what underwriting uses.
Government-insured, 3.5% down. 2026 floor $541,287, up to $1,249,125 in high-cost counties.
Fannie Mae and Freddie Mac conforming programs. Baseline $832,750, up to $1,249,125 in high-cost counties.
No limit with full entitlement. County conforming limits apply only with partial entitlement.
Anything above the county conforming limit. Art specializes in jumbo for Tahoe and high-value Nevada homes.
No maximum loan amount. Qualification runs on county income limits and rural area eligibility.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $575,000 | $736,100 | $889,800 | $1,105,800 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $736,000 | $942,200 | $1,138,900 | $1,415,400 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $638,250 | $817,050 | $987,650 | $1,227,400 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $638,250 | $817,050 | $987,650 | $1,227,400 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $638,250 | $817,050 | $987,650 | $1,227,400 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Conventional | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $1,249,125.
Jumbo: Loans above $1,249,125 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $736,000 | $942,200 | $1,138,900 | $1,415,400 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Conventional | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $1,249,125.
Jumbo: Loans above $1,249,125 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $764,750 | $979,000 | $1,183,400 | $1,470,700 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Conventional | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $1,249,125.
Jumbo: Loans above $1,249,125 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Conventional | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $1,249,125.
Jumbo: Loans above $1,249,125 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $994,750 | $1,273,450 | $1,539,350 | $1,913,000 |
| Conventional | $994,750 | $1,273,450 | $1,539,350 | $1,913,000 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $994,750.
Jumbo: Loans above $994,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| Conventional | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $1,017,750.
Jumbo: Loans above $1,017,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $649,750 | $831,800 | $1,005,450 | $1,249,550 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Conventional | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $1,249,125.
Jumbo: Loans above $1,249,125 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $764,750 | $979,000 | $1,183,400 | $1,470,700 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $764,750 | $979,000 | $1,183,400 | $1,470,700 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Conventional | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $1,249,125.
Jumbo: Loans above $1,249,125 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $1,104,000 | $1,413,350 | $1,708,400 | $2,123,100 |
| Conventional | $1,104,000 | $1,413,350 | $1,708,400 | $2,123,100 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $1,104,000.
Jumbo: Loans above $1,104,000 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Conventional | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $1,249,125.
Jumbo: Loans above $1,249,125 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $678,500 | $868,600 | $1,049,950 | $1,304,850 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $1,000,500 | $1,280,850 | $1,548,250 | $1,924,100 |
| Conventional | $1,000,500 | $1,280,850 | $1,548,250 | $1,924,100 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $1,000,500.
Jumbo: Loans above $1,000,500 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Conventional | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $1,249,125.
Jumbo: Loans above $1,249,125 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $941,850 | $1,205,750 | $1,457,450 | $1,811,300 |
| Conventional | $941,850 | $1,205,750 | $1,457,450 | $1,811,300 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $941,850.
Jumbo: Loans above $941,850 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Conventional | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $1,249,125.
Jumbo: Loans above $1,249,125 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Conventional | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $1,249,125.
Jumbo: Loans above $1,249,125 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $685,400 | $877,450 | $1,060,600 | $1,318,100 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| Conventional | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $897,000.
Jumbo: Loans above $897,000 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $545,100 | $697,800 | $843,500 | $1,048,300 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $1,035,000 | $1,325,000 | $1,601,600 | $1,990,450 |
| Conventional | $1,035,000 | $1,325,000 | $1,601,600 | $1,990,450 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $1,035,000.
Jumbo: Loans above $1,035,000 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $764,750 | $979,000 | $1,183,400 | $1,470,700 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
| Program | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|
| FHA | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Conventional | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
VA: No loan limit with full entitlement. With partial entitlement, the county conforming limit applies: $832,750.
Jumbo: Loans above $832,750 in this county are jumbo.
USDA: USDA Guaranteed has no maximum loan amount. County household income limits and rural area eligibility apply.
For 2026, the baseline conforming loan limit for a one-unit home is $832,750. Check the table above for your county; a few high-cost areas can run as high as $1,249,125.
For 2026, the FHA limit for a one-unit home in Washoe County is $638,250. FHA limits apply by FHA case number assignment date, starting January 1, 2026.
With full entitlement, VA loans have had no loan limit since 2020. With partial entitlement, the county conforming limit applies; in Washoe County that number is $832,750 for 2026.
A mortgage is jumbo when it exceeds the county conforming limit. In Washoe County, anything above $832,750 is jumbo for 2026. Every county in the table shows its own threshold.
No. The USDA Guaranteed program has no maximum loan amount. Qualification runs on county household income limits, rural area eligibility, and your ability to repay.
Caps household income at 115 percent of area median. Counts every adult in the household, not only the borrowers.
Cap qualifying income at 80 percent of area median. No rural area map applies.
Uses hard dollar caps set county by county by the Nevada Housing Division.
Important: The 80 percent figure is not simply 80 percent of the county median. HUD applies floors that raise several rural Nevada counties above the arithmetic result, so use the published row rather than a calculation.
| Measure | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| 80% (low income) | $57,600 | $65,800 | $74,050 | $82,250 |
| 50% (very low) | $36,000 | $41,100 | $46,300 | $51,400 |
| Measure | 5 | 6 | 7 | 8 |
|---|---|---|---|---|
| 80% (low income) | $88,850 | $95,450 | $102,000 | $108,600 |
HUD area: Carson City, NV MSA
Area median family income: $91,000
| Measure | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| 80% (low income) | $59,100 | $67,550 | $76,000 | $84,400 |
| 50% (very low) | $36,950 | $42,200 | $47,500 | $52,750 |
| Measure | 5 | 6 | 7 | 8 |
|---|---|---|---|---|
| 80% (low income) | $91,200 | $97,950 | $104,700 | $111,450 |
HUD area: Churchill County, NV
Area median family income: $100,600
| Measure | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| 80% (low income) | $59,100 | $67,550 | $76,000 | $84,400 |
| 50% (very low) | $36,950 | $42,200 | $47,500 | $52,750 |
| Measure | 5 | 6 | 7 | 8 |
|---|---|---|---|---|
| 80% (low income) | $91,200 | $97,950 | $104,700 | $111,450 |
HUD area: Las Vegas-Henderson-North Las Vegas, NV MSA
Area median family income: $98,200
| Measure | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| 80% (low income) | $62,450 | $71,400 | $80,300 | $89,200 |
| 50% (very low) | $39,050 | $44,600 | $50,200 | $55,750 |
| Measure | 5 | 6 | 7 | 8 |
|---|---|---|---|---|
| 80% (low income) | $96,350 | $103,500 | $110,650 | $117,750 |
HUD area: Douglas County, NV
Area median family income: $111,500
| Measure | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| 80% (low income) | $62,450 | $71,400 | $80,300 | $89,200 |
| 50% (very low) | $39,050 | $44,600 | $50,200 | $55,750 |
| Measure | 5 | 6 | 7 | 8 |
|---|---|---|---|---|
| 80% (low income) | $96,350 | $103,500 | $110,650 | $117,750 |
HUD area: Elko County, NV
Area median family income: $111,500
| Measure | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| 80% (low income) | $63,750 | $72,850 | $81,950 | $91,050 |
| 50% (very low) | $39,850 | $45,500 | $51,250 | $56,900 |
| Measure | 5 | 6 | 7 | 8 |
|---|---|---|---|---|
| 80% (low income) | $98,350 | $105,650 | $112,950 | $120,200 |
HUD area: Esmeralda County, NV
Area median family income: $116,700
| Measure | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| 80% (low income) | $57,600 | $65,800 | $74,050 | $82,250 |
| 50% (very low) | $36,000 | $41,100 | $46,300 | $51,400 |
| Measure | 5 | 6 | 7 | 8 |
|---|---|---|---|---|
| 80% (low income) | $88,850 | $95,450 | $102,000 | $108,600 |
HUD area: Eureka County, NV
Area median family income: $76,300
| Measure | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| 80% (low income) | $59,100 | $67,550 | $76,000 | $84,400 |
| 50% (very low) | $36,950 | $42,200 | $47,500 | $52,750 |
| Measure | 5 | 6 | 7 | 8 |
|---|---|---|---|---|
| 80% (low income) | $91,200 | $97,950 | $104,700 | $111,450 |
HUD area: Humboldt County, NV
Area median family income: $96,000
| Measure | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| 80% (low income) | $59,100 | $67,550 | $76,000 | $84,400 |
| 50% (very low) | $36,950 | $42,200 | $47,500 | $52,750 |
| Measure | 5 | 6 | 7 | 8 |
|---|---|---|---|---|
| 80% (low income) | $91,200 | $97,950 | $104,700 | $111,450 |
HUD area: Lander County, NV
Area median family income: $101,900
| Measure | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| 80% (low income) | $58,700 | $67,100 | $75,500 | $83,850 |
| 50% (very low) | $36,700 | $41,950 | $47,150 | $52,400 |
| Measure | 5 | 6 | 7 | 8 |
|---|---|---|---|---|
| 80% (low income) | $90,550 | $97,250 | $104,000 | $110,700 |
HUD area: Lincoln County, NV
Area median family income: $98,900
| Measure | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| 80% (low income) | $58,250 | $66,600 | $74,900 | $83,200 |
| 50% (very low) | $36,400 | $41,600 | $46,800 | $52,000 |
| Measure | 5 | 6 | 7 | 8 |
|---|---|---|---|---|
| 80% (low income) | $89,900 | $96,550 | $103,200 | $109,850 |
HUD area: Lyon County, NV HUD Metro FMR Area
Area median family income: $97,800
| Measure | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| 80% (low income) | $57,600 | $65,800 | $74,050 | $82,250 |
| 50% (very low) | $36,000 | $41,100 | $46,300 | $51,400 |
| Measure | 5 | 6 | 7 | 8 |
|---|---|---|---|---|
| 80% (low income) | $88,850 | $95,450 | $102,000 | $108,600 |
HUD area: Mineral County, NV
Area median family income: $67,700
| Measure | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| 80% (low income) | $57,600 | $65,800 | $74,050 | $82,250 |
| 50% (very low) | $36,000 | $41,100 | $46,300 | $51,400 |
| Measure | 5 | 6 | 7 | 8 |
|---|---|---|---|---|
| 80% (low income) | $88,850 | $95,450 | $102,000 | $108,600 |
HUD area: Nye County, NV
Area median family income: $75,700
| Measure | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| 80% (low income) | $59,100 | $67,550 | $76,000 | $84,400 |
| 50% (very low) | $36,950 | $42,200 | $47,500 | $52,750 |
| Measure | 5 | 6 | 7 | 8 |
|---|---|---|---|---|
| 80% (low income) | $91,200 | $97,950 | $104,700 | $111,450 |
HUD area: Pershing County, NV
Area median family income: $103,500
| Measure | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| 80% (low income) | $65,450 | $74,800 | $84,150 | $93,450 |
| 50% (very low) | $40,900 | $46,750 | $52,600 | $58,400 |
| Measure | 5 | 6 | 7 | 8 |
|---|---|---|---|---|
| 80% (low income) | $100,950 | $108,450 | $115,900 | $123,400 |
HUD area: Reno, NV HUD Metro FMR Area
Area median family income: $116,800
| Measure | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| 80% (low income) | $65,450 | $74,800 | $84,150 | $93,450 |
| 50% (very low) | $40,900 | $46,750 | $52,600 | $58,400 |
| Measure | 5 | 6 | 7 | 8 |
|---|---|---|---|---|
| 80% (low income) | $100,950 | $108,450 | $115,900 | $123,400 |
HUD area: Reno, NV HUD Metro FMR Area
Area median family income: $116,800
| Measure | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| 80% (low income) | $59,650 | $68,200 | $76,700 | $85,200 |
| 50% (very low) | $37,300 | $42,600 | $47,950 | $53,250 |
| Measure | 5 | 6 | 7 | 8 |
|---|---|---|---|---|
| 80% (low income) | $92,050 | $98,850 | $105,650 | $112,500 |
HUD area: White Pine County, NV
Area median family income: $106,500
Machine-readable data: /api/income.json
Art runs your real numbers against the exact county limits above and tells you honestly where you stand. No pressure, no obligation.
This page is for general education only and is not a loan commitment, an offer of credit, or financial or legal advice. Loan limits are set by FHFA and HUD, are shown as published for the calendar year indicated, and can change or be corrected by those agencies at any time. FHA limits apply by FHA case number assignment date. Program eligibility, rates, fees, and terms depend on your full application. Art Loera is licensed in Nevada (NMLS #367308, NV #8980) and serves clients nationwide through the PRMG multi-state branch network (PRMG NMLS #75243). Equal Housing Lender.