Lamoille Canyon in the Ruby Mountains near Elko, Nevada. Elko home loans and mortgage pre-approval with Art Loera, PRMG.
Elko  •  Nevada
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Elko • Nevada • Since 1999
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📈 Markets
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING

Wells

Elko · Nevada · with Art Loera, NMLS #367308

California Trail springs, 1869 townI-80 meets US 93Rebuilt after the 2008 quakeAngel Lake scenic road above townRanching and rail economy

Neighborhood detail is general and moves with the market. No rates, payments, or prices are shown here; ask Art for a full review.

Wells guards the crossroads of I-80 and US 93, born in 1869 as Humboldt Wells where emigrant trains watered on the California Trail. Travel services, ranching, and rail work keep the town going, and its 2008 earthquake became a story of rebuilding rather than retreat.

Housing is small-town simple: established blocks, ranchettes at the edges, and prices that let working families own instead of rent. Angel Lake, a glacial cirque in the East Humboldts, hangs above town at the end of its own scenic road.

Practical texture: small-market appraisals take local knowledge and patience, and Art builds timelines that respect both. Much of Elko County commonly maps to USDA-eligible territory; Art confirms eligibility for the exact address before you count on it.

For buyers who want the crossroads life with mountains overhead, Wells delivers. Ask Art for a current read on the market before you write an offer.

“Small towns deserve big-league lending. I bring the same file quality to Wells that I bring anywhere in Nevada.”
Art Loera · Reno resident since 1988

Emigrants watered at the springs of Humboldt Wells before the railroad platted a town in 1869 and shortened the name.

A magnitude 6.0 earthquake cracked the historic district in February 2008, and the town answered by shoring up and carrying on, the way crossroads towns do.

Landmarks Nearby
Own-not-rent price pointsCrossroads commerceEast Humboldt backdrop

Programs That Fit Here

Schools: Elko County School District · verify current zoning by address

Getting Around
I-80 meets US 93Angel Lake road above townFifty miles east of ElkoGateway north to Jackpot

Where It Sits

RUBY MTNSE HUMBOLDTSI-80US 93HUMBOLDT RIVERSR 227TO IDAHO / JACKPOTTO UTAHELKOWELLS

Schematic map · boundaries approximate

Get Pre-Approved →Call · 775-404-0006

More Elko Neighborhoods

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Not a Loan Estimate, not a commitment to lend. Submitting this form does not obtain credit approval. NMLS #367308 · PRMG NMLS #75243 · Licensed in Nevada · Equal Housing Lender.
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