Lee
Elko · Nevada · with Art Loera, NMLS #367308
Neighborhood detail is general and moves with the market. No rates, payments, or prices are shown here; ask Art for a full review.
Lee sits down SR 228 south of Spring Creek, a ranching community in the shadow of the southern Rubies, neighbor to the Te-Moak South Fork Reservation and minutes from South Fork State Recreation Area and its reservoir.
Properties are ranch parcels, modest homes, and horse setups; the reservoir brings boaters and anglers through, but Lee itself stays quiet, tied to hay, cattle, and the school run to Spring Creek.
Practical texture: parcels near tribal trust land require clean title work, and recreation-area proximity can support value; Art confirms both early. Much of Elko County commonly maps to USDA-eligible territory; Art confirms eligibility for the exact address before you count on it.
For buyers wanting working-land quiet with a lake nearby, Lee is the sleeper. Ask Art for a current read on the market before you write an offer.
Ranch families settled the South Fork country in the homestead era, and the Te-Moak Western Shoshone hold the reservation lands their ancestors worked.
The South Fork dam added a reservoir and a state recreation area in the late 1980s, giving the quiet valley its one busy season.
Landmarks NearbyPrograms That Fit Here
USDA
Zero down in eligible rural areas.
DetailsUSDA at a Glance
- Zero down in eligible areas
- Household income limits apply
- Ask Art to check any specific address
Conventional
The classic path to homeownership.
DetailsConventional at a Glance
- As little as 3% down
- PMI can drop at 20% equity
- Fannie Mae / Freddie Mac backed
FHA
Flexible on credit and down payment.
DetailsFHA at a Glance
- 3.5% minimum down payment
- Credit scores from 580+ accepted
- Gift funds allowed for down payment
HELOC & Home Equity
Turn your equity into flexibility.
DetailsHELOC & Home Equity at a Glance
- Tap your equity without touching your current mortgage
- Flexible credit line or a single lump sum
- Popular for renovations & debt consolidation
Schools: Elko County School District · verify current zoning by address
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