Lamoille Canyon in the Ruby Mountains near Elko, Nevada. Elko home loans and mortgage pre-approval with Art Loera, PRMG.
Elko  •  Nevada
Welcome to Elko
Elko • Nevada • Since 1999
RTM
ART LOERA
Mortgage Strategy That Gets You
Approved, Not Just Prequalified
🇲🇽  Hablamos Español
SKIP →
📈 Markets
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING

Lee

Elko · Nevada · with Art Loera, NMLS #367308

SR 228 south of Spring CreekSouth Fork State Recreation AreaTe-Moak South Fork neighborSouthern Rubies backdropHay and cattle country

Neighborhood detail is general and moves with the market. No rates, payments, or prices are shown here; ask Art for a full review.

Lee sits down SR 228 south of Spring Creek, a ranching community in the shadow of the southern Rubies, neighbor to the Te-Moak South Fork Reservation and minutes from South Fork State Recreation Area and its reservoir.

Properties are ranch parcels, modest homes, and horse setups; the reservoir brings boaters and anglers through, but Lee itself stays quiet, tied to hay, cattle, and the school run to Spring Creek.

Practical texture: parcels near tribal trust land require clean title work, and recreation-area proximity can support value; Art confirms both early. Much of Elko County commonly maps to USDA-eligible territory; Art confirms eligibility for the exact address before you count on it.

For buyers wanting working-land quiet with a lake nearby, Lee is the sleeper. Ask Art for a current read on the market before you write an offer.

“Quiet corners still deserve careful files. Title, water, access: I verify before you sign anything.”
Art Loera · Reno resident since 1988

Ranch families settled the South Fork country in the homestead era, and the Te-Moak Western Shoshone hold the reservation lands their ancestors worked.

The South Fork dam added a reservoir and a state recreation area in the late 1980s, giving the quiet valley its one busy season.

Landmarks Nearby
Working-land quietReservoir minutes awayCareful-title lending

Programs That Fit Here

Schools: Elko County School District · verify current zoning by address

Getting Around
SR 228 south from Spring CreekSouth Fork reservoir minutes awaySouthern Rubies at the backSchool run to Spring Creek

Where It Sits

RUBY MTNSE HUMBOLDTSI-80US 93HUMBOLDT RIVERSR 227TO IDAHO / JACKPOTTO UTAHELKOLEE

Schematic map · boundaries approximate

Get Pre-Approved →Call · 775-404-0006

More Elko Neighborhoods

← Back to Elko MortgagesHome
Talk to Art
No credit pull. Art personally reviews every request and calls you back within 24 hours.
Not a Loan Estimate, not a commitment to lend. Submitting this form does not obtain credit approval. NMLS #367308 · PRMG NMLS #75243 · Licensed in Nevada · Equal Housing Lender.
Scan to save Art Loera’s contact
Stay Connected
Save Art’s Contact. Call When Ready.
Point your phone camera at the QR code to save Art’s full contact card directly to your phone, no app needed. Whether you’re ready in a week or a year, his number is already there. Call or text 775-404-0006 anytime.
Back to Home
☎ Call Art☎ LlamarApply NowSolicitar