Nevada State Capitol building with silver dome in Carson City, Nevada, daytime aerial view. Carson City home loans and mortgage pre-approval with Art Loera, PRMG.
Carson City  •  Nevada
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Carson City • Nevada • Since 1999
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FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING

West Side

Carson City · Nevada · with Art Loera, NMLS #367308

Blocks from the 1871 CapitolVictorians, brick & Craftsman stockKit Carson Trail · 48 landmarksWalkable downtown · US-50Character premium over citywide median · mid-2026

Price ranges come from dated public market reporting and move with the market. No rates or payments are ever shown; ask Art for a full review.

The West Side is Carson City’s original address, the tree-lined blocks that begin one street west of the 1871 sandstone Capitol. Victorian mansions, brick cottages, and Craftsman bungalows line the Kit Carson Trail, the 2.5-mile walking route that threads nearly fifty landmarks, and many of these houses have been standing since Nevada was a brand-new state.

Financing a home this old is its own craft. A careful title review opens the file on parcels with more than a century and a half of recorded history, FHA and the FHA 203(k) renovation loan keep wiring, plumbing, and foundation projects inside one closing, and conventional carries the restored showpieces. Insurance quotes get ordered early on older construction.

Practical texture: appraisers here work comps by vintage and craftsmanship rather than square footage alone, additions from several eras are normal and get documented rather than feared, and sewer scopes plus wiring-era checks are routine line items, not deal breakers.

West Side pricing runs on character. Citywide, Carson City medians sat in the high 400,000s to low 500,000s by mid-2026 per Redfin and Sierra Nevada REALTORS reporting, with restored West Side homes commanding above that and fixer cottages opening below. Ask Art for a current read before you write.

“One block off the Capitol I read the title file like a family album · every era of the house shows up somewhere in the paperwork.”
Art Loera · Reno resident since 1988

Abe Curry laid out Carson City in 1858 around a ten-acre plaza, betting a capital would need the ground before there was even a state to govern. He was right twice · Nevada joined the Union in 1864, and the sandstone Capitol rose on his plaza in 1871, cut from the state prison quarry for an architect fee of two hundred fifty dollars. The U.S. Mint up the street coined Comstock silver from 1870 to 1893 and now anchors the Nevada State Museum, first stop on the Kit Carson Trail. On blocks platted before statehood, the title chain is the loan file’s first chapter · and Art reads it early.

Landmarks Nearby
Nevada State Capitol (1871)Nevada State Museum · the old MintKit Carson Trail

Programs That Fit Here

Older-Home Insurance Review

Schools: Carson City School District · verify current zoning by address

Getting Around
US-50 · Carson St downtown gridI-580 on-ramps minutes east

Where It Sits

I-580US-50TAHOEMINDENWASHOE LKCARSON CITYWEST SIDE

Schematic map · boundaries approximate

Get Pre-Approved →Call · 775-404-0006

More Carson City Neighborhoods

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Not a Loan Estimate, not a commitment to lend. Submitting this form does not obtain credit approval. NMLS #367308 · PRMG NMLS #75243 · Licensed in Nevada · Equal Housing Lender.
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