Nevada State Capitol building with silver dome in Carson City, Nevada, daytime aerial view. Carson City home loans and mortgage pre-approval with Art Loera, PRMG.
Carson City  •  Nevada
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Carson City • Nevada • Since 1999
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📈 Markets
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING

Empire Ranch

Carson City · Nevada · with Art Loera, NMLS #367308

Carson River & wetland trails27 holes through the wetlandsManufactured-home lending laneI-580 border · US-50 closeOften below citywide median · SNR & Redfin, mid-2026

Price ranges come from dated public market reporting and move with the market. No rates or payments are ever shown; ask Art for a full review.

Empire Ranch spreads along the Carson River on the east side, where fairways from the 27-hole golf course wind through protected wetlands and the New Empire streets mix ranch homes, newer builds, and established manufactured-home communities minutes from the Carson City Airport, with Riverview Park’s wetland trails just downstream.

The lending menu is wider here than in most of the capital. Conventional and FHA carry the subdivisions, VA works throughout, and manufactured-home financing · a file type many lenders avoid · is a lane Art knows well, foundation certifications and title conversions included.

Practical texture: flood-zone determinations along the river corridor are pulled on day one and usually come back cleaner than buyers fear, airport proximity is a disclosure conversation rather than a value story, and golf-course frontage prices by the hole it faces.

Empire Ranch and New Empire often open below the citywide median, which ran high 400,000s to low 500,000s by mid-2026 per Redfin and Sierra Nevada REALTORS reporting, making the river side one of the capital’s attainable doors. Ask Art for a current read before you write.

“By the river I order the flood determination before anyone falls in love · it is a one-day answer that settles a month of worry.”
Art Loera · Reno resident since 1988

A city ran here before the golf course did. Empire City rose on the Carson River in the 1860s as the Comstock’s mill town · the Mexican Mill was the first quartz mill on the river, the Morgan Mill followed, and loggers floated Sierra timber down the current to feed Virginia City’s furnaces and mine shafts. Perhaps four hundred people lived here at the peak in the early 1870s. When the Comstock faded, the desert took the town back; the red superintendent’s house near the second hole still stands from those years. The river, the wetlands, and the name survived · and the paperwork on riverside parcels still rewards a careful read.

Landmarks Nearby
Empire Ranch Golf Course (27 holes)Riverview Park wetlandsThe 1860s Red House

Programs That Fit Here

Flood-Zone Determination

Schools: Carson City School District · verify current zoning by address

Getting Around
I-580 on the west borderUS-50 · 3 miles to downtown

Where It Sits

I-580US-50TAHOEMINDENWASHOE LKCARSON CITYEMPIRE RANCH

Schematic map · boundaries approximate

Get Pre-Approved →Call · 775-404-0006

More Carson City Neighborhoods

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Not a Loan Estimate, not a commitment to lend. Submitting this form does not obtain credit approval. NMLS #367308 · PRMG NMLS #75243 · Licensed in Nevada · Equal Housing Lender.
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