Welcome to Fabulous Las Vegas sign in daylight on Las Vegas Boulevard, Nevada. Las Vegas home loans and mortgage pre-approval with Art Loera, PRMG.
Las Vegas  •  Nevada
Welcome to Las Vegas
Las Vegas • Nevada • Since 1999
RTM
ART LOERA
Mortgage Strategy That Gets You
Approved, Not Just Prequalified
🇲🇽  Hablamos Español
SKIP →
📈 Markets
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING

The Ridges

Las Vegas · Nevada · with Art Loera, NMLS #367308

793 guard-gated acresConceived in 2000 as Summerlin's crownFourteen custom and builder neighborhoodsWestern edge borders preserved federal landBear's Best becoming the private Amara Golf Club

Neighborhood detail is general and moves with the market. No rates, payments, or prices are shown here; ask Art for a full review.

The Ridges is Summerlin's summit, in altitude and in price: a 793-acre guard-gated village conceived in 2000 along the ridgeline that gives it its name, where fourteen neighborhoods of custom and builder luxury homes look east to the Strip skyline and west to Red Rock Canyon. The western edge borders federally preserved land, which means the view that sells these lots can never be built out from under them.

The lending here is the valley's high book. Jumbo is the working currency, with loan amounts well past the Clark County conforming limit on most closings, new construction financing carries the custom builds and tear-down rebuilds now that raw custom lots are nearly gone, second-home structures serve the buyers who keep The Ridges as their desert address, and an equity line gives an owner liquidity against a property that rarely trades.

Practical texture: files here move through the Summerlin master association, The Ridges village association, and often a sub-association behind a second gate, and appraisals lean on a thin set of true comparables, so the value conversation starts early. Large loan amounts also mean reserves and documented liquidity get read as carefully as income.

The village centerpiece, the Jack Nicklaus designed Bear's Best course with its replicated signature holes, is being reimagined as the private Amara Golf Club, and Club Ridges anchors daily life with its nine-thousand-square-foot fitness and swim campus. Ask Art for a current read on the market before you write an offer.

“In The Ridges the appraisal is the negotiation · comparables are few and no two lots see the same skyline, so I put the value work in front of the underwriter before the underwriter asks for it.”
Art Loera · Reno resident since 1988

When Summerlin's planners reached the rocky shelf at the community's far southwestern edge around 2000, they chose to make it the master plan's crown: a guard-gated village of custom homesites platted along the high ground, with a Jack Nicklaus course threading the canyon washes below. Bear's Best opened as a collection of Nicklaus' favorite holes recreated from his courses across the Southwest, and the village grew neighborhood by neighborhood, Promontory Ridge taking the highest ground of all.

A quarter century on, The Ridges is where the valley's luxury market sets its ceiling. Custom land is essentially built out, so the market has shifted to resale and to tear-down rebuilds, and the course at the village's heart is being transformed into the private Amara Golf Club. What has not changed is the geometry that made the village work in the first place: preserved federal land to the west, the Strip lit up to the east, and a ridgeline in between that holds some of the most valuable residential ground in Nevada.

Landmarks Nearby
Club RidgesBear's Best / Amara Golf ClubPromontory Ridge at the summit

Programs That Fit Here

Schools: Clark County School District · verify current zoning by address

Getting Around
The 215 Beltway minutes eastBear's Best / Amara at the doorDowntown Summerlin just belowRed Rock's scenic loop close by

Where It Sits

SPRING MTNSFRENCHMAN MTNUS 95I-15215 BELTWAYTHE STRIPNORTH LAS VEGASHENDERSONLAS VEGASTHE RIDGES

Schematic map · boundaries approximate

Get Pre-Approved →Call · 775-404-0006

More Las Vegas Neighborhoods

← Back to Las Vegas MortgagesHome
Talk to Art
No credit pull. Art personally reviews every request and calls you back within 24 hours.
Not a Loan Estimate, not a commitment to lend. Submitting this form does not obtain credit approval. NMLS #367308 · PRMG NMLS #75243 · Licensed in Nevada · Equal Housing Lender.
Scan to save Art Loera’s contact
Stay Connected
Save Art’s Contact. Call When Ready.
Point your phone camera at the QR code to save Art’s full contact card directly to your phone, no app needed. Whether you’re ready in a week or a year, his number is already there. Call or text 775-404-0006 anytime.
Back to Home
☎ Call Art☎ LlamarApply NowSolicitar