Sand Harbor at Lake Tahoe, Nevada in daylight, turquoise water and granite boulders. Lake Tahoe home loans and mortgage pre-approval with Art Loera, PRMG.
Lake Tahoe  •  Nevada
Welcome to Lake Tahoe
Lake Tahoe • Nevada • Since 1999
RTM
ART LOERA
Mortgage Strategy That Gets You
Approved, Not Just Prequalified
🇲🇽  Hablamos Español
SKIP →
📈 Markets
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING

Tahoe Vista

Lake Tahoe · California · with Art Loera, NMLS #367308

Placer County · quiet lakefront stripMoondunes Beach accessSTR permits capped countywideSecond-home & investor mixHigh $700Ks to $800Ks median · mid-2026

Price ranges come from dated public market reporting and move with the market. No rates or payments are ever shown; ask Art for a full review.

Tahoe Vista is the quiet mile of the north shore, a lakefront strip along SR-28 between Kings Beach and Carnelian Bay where the old motel row is slowly giving way to cabins, small condo clusters, and rebuilt lake houses. Moondunes Beach gives it the shallowest, sandiest water on this side of the lake, and the North Tahoe Regional Park climbs the hillside behind with trails and winter sledding.

Mid-2026 public reporting puts the median in the high $700Ks to $800Ks, which buys more house here than in Tahoe City six miles west, and lakefront parcels still trade well into seven figures. The mix of buyers is second-home families who want beach access without a scene, and investors drawn to nightly-rental demand from the beach and the park.

That investor demand runs through one gate: Placer County caps short-term-rental permits across the north and west shore, so the permit question comes before the pro forma. DSCR loans qualify on realistic rental income for permitted properties, second-home guidelines cover the family buyers, and California’s supplemental tax bills after closing get built into every estimate so the first year holds no surprises.

Small market, few comps, and a state highway through the middle: the appraisal and the plan both benefit from someone who knows the strip. Art is personally licensed in Nevada (NMLS #367308) and serves clients on the California side of Tahoe through PRMG’s multi-state branch network. Send Art the address and he maps the permit status, the county limit, and the program that fits before you fall for the view.

“In Tahoe Vista the STR math comes first: permit status and realistic seasons before anyone falls in love with a view.”
Art Loera · Reno resident since 1988

Tahoe Vista began as a lumber and cordwood landing in the 1870s, shipping timber across the water while the Comstock boom devoured the forests, and reinvented itself in the automobile age as a friendly row of motor lodges and beach cottages for Sacramento and Bay Area families. The name promised exactly what it delivered, a view of the lake from every porch, and Moondunes’ shallow sand made it the family swimming shore of the north side. Today the surviving mid-century motels stand alongside rebuilt lake houses, a quiet strip that remembers both eras.

Landmarks Nearby
Moondunes BeachNorth Tahoe Regional ParkOld motel-row lakefront

Programs That Fit Here

Schools: Tahoe Truckee Unified School District · verify current zoning by address

Getting Around
SR-28 lakefront stripMinutes to Kings BeachRegional park trails uphill

Where It Sits

SR-28US-50KINGSBURYMT ROSE HWYCANVLAKE TAHOESOUTH LAKE TAHOEEMERALD BAYTAHOE VISTA

Schematic map · boundaries approximate

Get Pre-Approved →Call · 775-404-0006

More Lake Tahoe Neighborhoods

← Back to Lake Tahoe MortgagesHome
Talk to Art
No credit pull. Art personally reviews every request and calls you back within 24 hours.
Not a Loan Estimate, not a commitment to lend. Submitting this form does not obtain credit approval. NMLS #367308 · PRMG NMLS #75243 · Licensed in Nevada · Equal Housing Lender.
Scan to save Art Loera’s contact
Stay Connected
Save Art’s Contact. Call When Ready.
Point your phone camera at the QR code to save Art’s full contact card directly to your phone, no app needed. Whether you’re ready in a week or a year, his number is already there. Call or text 775-404-0006 anytime.
Back to Home
☎ Call Art☎ LlamarApply NowSolicitar