Sand Harbor at Lake Tahoe, Nevada in daylight, turquoise water and granite boulders. Lake Tahoe home loans and mortgage pre-approval with Art Loera, PRMG.
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FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING

Incline Village

Lake Tahoe · Nevada · with Art Loera, NMLS #367308

Washoe CountyIVGID beaches & recreationDiamond Peak ski accessJumbo territoryHigh $400Ks condos to $40M+ lakefront · mid-2026

Price ranges come from dated public market reporting and move with the market. No rates or payments are ever shown; ask Art for a full review.

Incline Village is the Nevada north shore’s flagship community, a forested grid running from the Lakeshore Boulevard estates up through mid-mountain condos toward Diamond Peak. Ownership comes bundled with IVGID access: private beaches, the recreation center, golf, and ski privileges that convey with most properties and appear as a district line rather than a traditional HOA.

Financing here is jumbo country. Most single-family purchases clear the conforming ceiling, so reserves, asset documentation, and appraiser selection matter more than they do down in Reno. Condos add a second layer: some complexes near the lake and the resort corridors carry rental programs or commercial elements that push them outside standard condo guidelines, so we review the project before you fall for the unit.

Practical texture: second-home and investment occupancy each carry different down payment and reserve expectations, and Washoe County’s short-term rental permitting on the Tahoe side has real teeth, so an investor counting on nightly income should verify permit eligibility before writing. Snow-load roofs, defensible-space insurance questions, and TRPA land coverage rules are all normal parts of an Incline file.

Pricing: condos from the high $400Ks into the low $1Ms, single-family homes roughly $1.5M to $3M and up, and lakefront in its own universe from several million past $40M, as of mid-2026 per public market reporting. Ask Art for a current snapshot before you write.

“Incline deals are won in the file: clean reserves, the right appraiser, and a condo review done before the offer, not after.”
Art Loera · Reno resident since 1988

The name is literal: in the 1870s the Great Incline Tramway hauled timber straight up the mountainside here, feeding the Comstock mines through a flume system that moved whole forests. The modern village arrived in the 1960s, master-planned around the lake, the golf courses, and eventually Diamond Peak, and from 1967 to 2004 the Ponderosa Ranch theme park made Incline a household name as the on-screen home of the TV series Bonanza.

Landmarks Nearby
Lakeshore Boulevard estatesDiamond Peak Ski ResortIncline & Ski beaches (IVGID)

Programs That Fit Here

Schools: Washoe County School District (Incline Village & Crystal Bay) · Douglas County School District (east & south shore) · verify current zoning by address

Getting Around
SR-28 along the north shoreMt Rose Hwy (SR-431) to Reno, about 45 min

Where It Sits

SR-28US-50KINGSBURYMT ROSE HWYCANVLAKE TAHOESOUTH LAKE TAHOEEMERALD BAYINCLINE VILLAGE

Schematic map · boundaries approximate

Get Pre-Approved →Call · 775-404-0006

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Not a Loan Estimate, not a commitment to lend. Submitting this form does not obtain credit approval. NMLS #367308 · PRMG NMLS #75243 · Licensed in Nevada · Equal Housing Lender.
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