Pedestrian bridge over the West Fork Carson River in Hope Valley, headwaters of the river that runs through the Carson Valley. Gardnerville and Minden home loans and mortgage pre-approval with Art Loera, PRMG.
Carson River • Mitch Barrie • CC BY-SA 2.0
Gardnerville & Minden  •  Nevada
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Gardnerville & Minden • Carson Valley • Since 1999
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ART LOERA
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📈 Markets
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING

Johnson Lane

Gardnerville · Nevada · with Art Loera, NMLS #367308

Premier horse-property & acreage enclaveParcels commonly one to five-plus acresMinden-Tahoe Airport at the edgeLow or no HOA on most streetsPiñon Hills Elementary in the community

Neighborhood detail is general and moves with the market. No rates, payments, or prices are shown here; ask Art for a full review.

Johnson Lane is the Carson Valley's signature horse-and-acreage community, a census-designated place of several thousand residents spread across the valley's eastern bench between Minden, Gardnerville, and the Pine Nut foothills. Custom homes sit on parcels that commonly run one to five acres and larger, under agricultural-rural zoning that welcomes horses, barns, arenas, and outbuildings, with most streets carrying low or no HOA dues.

The lending follows the land. Conventional carries the acreage files, VA serves a strong veteran presence, jumbo covers the larger custom builds, and manufactured-home financing appears on some of the older parcels. Well and septic are the norm out here, so the water test and septic certification get ordered early instead of discovered late.

Practical texture: Minden-Tahoe Airport sits at the community's edge, a general-aviation field built in 1942 that is now one of the world's best-known soaring sites, which is why hangar talk and horse talk share the same fence lines. Piñon Hills Elementary anchors the neighborhood itself, and the Douglas County School District serves the rest.

Errands run minutes south to Minden and Gardnerville or north to Carson City's big-box corridor on US-395. Ask Art for a current read on the market before you write an offer.

“On Johnson Lane acreage I order the well test and septic certification the week we open escrow · rural diligence done early is what keeps a closing boring, and boring is the goal.”
Art Loera · Reno resident since 1988

The east bench filled in the way rural Nevada usually does: ranch ground divided into large homesites, one road at a time, until Johnson Lane had become its own community with its own school and its own identity. The airfield beside it came first · built in 1942 as a wartime training base, it grew into Minden-Tahoe Airport, home to glider pilots who consider the Carson Valley's ridge lift some of the best soaring air on earth.

That pairing · working acreage below, world-class sky above · is exactly the file Art likes to build here: rural property diligence handled early, and a payment that leaves room for the barn, the hangar, or both.

Landmarks Nearby
Minden-Tahoe Airport & the soaring fieldPine Nut foothills on the east rimJohnson Lane general store corner

Programs That Fit Here

Schools: Douglas County School District · verify current zoning by address

Getting Around
US-395 minutes west of the benchAirport Road to Minden-Tahoe AirportSouth to Minden & GardnervilleNorth to Carson City's shopping corridor

Where It Sits

SIERRA NEVADAPINE NUT MTNSUS-395CARSON RIVERCARSON CITYMINDENGARDNERVILLEJOHNSON LANE

Schematic map · boundaries approximate

Get Pre-Approved →Call · 775-404-0006

More Gardnerville Neighborhoods

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Not a Loan Estimate, not a commitment to lend. Submitting this form does not obtain credit approval. NMLS #367308 · PRMG NMLS #75243 · Licensed in Nevada · Equal Housing Lender.
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