Pedestrian bridge over the West Fork Carson River in Hope Valley, headwaters of the river that runs through the Carson Valley. Gardnerville and Minden home loans and mortgage pre-approval with Art Loera, PRMG.
Carson River • Mitch Barrie • CC BY-SA 2.0
Gardnerville & Minden  •  Nevada
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Gardnerville & Minden • Carson Valley • Since 1999
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ART LOERA
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📈 Markets
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING
FED FUNDS3.63%+0bp
2-YR4.15%-5bp
10-YR4.63%-5bp
30-YR5.21%-3bp
INFLATION3.5%+0.0pp
HOME PRICES+1.1%+0.2pp
AFFORDABILITY103+1.5
Updated Aug 14, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING

Genoa

Gardnerville · Nevada · with Art Loera, NMLS #367308

Nevada's oldest permanent settlement, 1851Mormon Station State Historic ParkGenoa Lakes golf communitiesCandy Dance every September since 1919Foothill Road at the Carson Range base

Neighborhood detail is general and moves with the market. No rates, payments, or prices are shown here; ask Art for a full review.

Genoa is where Nevada begins: founded in 1851 as Mormon Station, it is the state's oldest permanent settlement, tucked against the base of the Carson Range along Foothill Road northwest of Minden. The historic core is tiny and treasured · Mormon Station State Historic Park, the Genoa Bar billed as Nevada's oldest saloon, the courthouse museum, and the Candy Dance festival that has funded the town since 1919.

The lending map around that core is anything but tiny. The Genoa Lakes golf communities, Jacks Valley custom homes, and the estate parcels running south along Foothill Road put much of Genoa's housing squarely in jumbo territory, with conventional carrying the in-between stock and second-home files common for buyers pairing the valley with Tahoe.

Practical texture: hillside and view lots here bring construction and lot-loan conversations, older homes near the core bring renovation math, and David Walley's Hot Springs down the road reminds everyone why the west side of the valley prices the way it does. Art builds the payment first and lets the property type follow.

Genoa sits minutes from Minden and the county campus, with Kingsbury Grade climbing to South Lake Tahoe just south. Ask Art for a current read on the market before you write an offer.

“On the Foothill Road side of the valley I underwrite the view like any other feature · it is real value, it just has to fit inside a payment that still works in February.”
Art Loera · Reno resident since 1988

In 1851, traders raised a log post beside the emigrant road at the foot of the Sierra and called it Mormon Station. The settlement that grew around it · renamed Genoa · became Nevada's first town, its first county seat, and the front porch of the Carson Valley. The station burned in 1910 and was rebuilt as the state historic park that anchors the town today, and the Candy Dance that started in 1919 as a fundraiser for streetlights still fills the lanes every September.

Genoa lost the county seat to Minden in 1916 and never chased it back; it kept the history instead. What surrounds the old core now · golf-course communities, Jacks Valley customs, Foothill Road estates · is some of the valley's most substantial housing, and Art treats those files with the patience they deserve.

Landmarks Nearby
Mormon Station & the historic coreGenoa Lakes & Jacks ValleyDavid Walley's Hot Springs

Programs That Fit Here

Schools: Douglas County School District · verify current zoning by address

Getting Around
Foothill Road · the valley's west laneJacks Valley Road north toward Carson CityKingsbury Grade to South Lake TahoeMinutes northwest of Minden

Where It Sits

SIERRA NEVADAPINE NUT MTNSUS-395CARSON RIVERCARSON CITYMINDENGARDNERVILLEGENOA

Schematic map · boundaries approximate

Get Pre-Approved →Call · 775-404-0006

More Gardnerville Neighborhoods

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Not a Loan Estimate, not a commitment to lend. Submitting this form does not obtain credit approval. NMLS #367308 · PRMG NMLS #75243 · Licensed in Nevada · Equal Housing Lender.
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