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FED FUNDS3.88%+0bp
2-YR4.81%-6bp
10-YR5.17%-1bp
30-YR5.49%+2bp
INFLATION3.7%+0.0pp
HOME PRICES+1.5%+0.3pp
AFFORDABILITY105+1.9
Updated Sep 29, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING
FED FUNDS3.88%+0bp
2-YR4.81%-6bp
10-YR5.17%-1bp
30-YR5.49%+2bp
INFLATION3.7%+0.0pp
HOME PRICES+1.5%+0.3pp
AFFORDABILITY105+1.9
Updated Sep 29, 2026
ART LOERANMLS #367308
CALL ART775-404-0006
THE ART OF LENDING
Not a rate quote. Contact Art for personalized rates.
Realtor Recruitment · Service Partnership

Partner with Art Loera
The Realtor Lender Bridge

Realtors send clients to Art because he closes on time, talks to buyers in their language, and makes you look good. No referral fees. No MSAs. Pure service partnership.

Call Art: 775-404-0006 Start the Conversation ↓

For Realtors › Join the Network

317+
Five-Star Reviews
38+
Years in Reno
16+
Loan Programs
EN+ES
Fully Bilingual

What Makes Art the Right Partner

These are the tools that actually move deals forward. No referral games. Just service that closes.

LoanSense DTI Rescue

PRMG's LoanSense program restructures student-loan debt within 24 hours and can drop client DTI significantly. Buyers you wrote off as unqualified often get pre-approved.

Details

DTI Rescue Details

  • Student-loan debt restructured in 24 hours
  • DTI can drop significantly
  • Written-off buyers get pre-approved
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Bilingual EN+ES Service

Every document, call, and text in English or Spanish. Reno's growing Latino buyer pool is real money you cannot access without a bilingual lender. Art opens that door.

Details

EN + ES, Everything

  • Every document in either language
  • Calls and texts in Spanish
  • Real access to Latino buyers
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Same-Day Pre-Approvals + In-House UW

When buyer information is complete and identity is verified, pre-approval letters issue the same day. PRMG underwrites in-house. Manual UW available on FHA and VA files.

Details

Underwriting Edge

  • Same-day letters when file is complete
  • PRMG underwrites in-house
  • Manual UW on FHA and VA files
Ask Art →

No referral fees. No MSAs.
Pure service partnership.

RESPA forbids paying for referrals on federally-related mortgage loans. Art does not do it. What Art does: close fast, communicate at every milestone, treat your client like they are his only deal. That is what brings them back to you for the next move.

Tell Art About Your Business

Quick intro. Art reaches out within one business day to set up a 15-minute call.

Or call 775-404-0006 or email aloera@prmg.net directly. By submitting you consent to contact by Art Loera, NMLS #367308, PRMG. Equal Housing Lender. No referral fees offered or accepted, per RESPA Section 8.

Realtor FAQ

Will I get paid for sending clients to Art?

No. RESPA Section 8 prohibits paying or receiving anything of value for referrals on federally-related mortgage loans. Art will never offer that and you should not accept it from any lender who does. What you do get: a partner who closes on time, makes you look great, and earns client loyalty that comes back to you for the next listing. Authoritative source: CFPB: 12 CFR 1024.14, RESPA Section 8 prohibition on referral fees.

Am I locked into anything?

No contracts. No exclusivity. No quotas. Art earns each referral by serving each client well. If a deal does not fit his programs he will tell you upfront so you can move on.

What makes Art different from the lender I use now?

Three things: full bilingual EN+ES service that opens the Latino buyer market, in-house PRMG underwriting that removes third-party delays, and 25 plus years of Reno market knowledge that anticipates problems before they kill deals.

How does Art keep me updated during a transaction?

Call or text at every milestone: pre-approval issued, appraisal ordered, appraisal received, underwriting clear, clear to close, funds wired. You will not chase Art for updates.

Free guides. Free calculators. Free programs. Free Important Numbers. English and Spanish. No signup ever. Art Loera. NMLS #367308.

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